Temporary business car insurance

Temporary business car insurance insurance allows you to drive someone else’s car for a wide range of uses, here are some core features to the policy:

• Coverage for short-term business travel without the need for a long-term policy

• Ensures that you are legally protected and covered in case of an incident.

A temporary business policy or often referred to as temporary business car insurance is ideal if you need to borrow a colleague’s car or someone else’s car for work purposes, providing flexible cover for these situations.

There is a common misconception that your annual car insurance policy, regular car insurance policy, or annual cover automatically covers you to use your car for business trips.

However, this is not the case and it won’t be covered as standard unless you have selected this type of business use you need. That’s where temporary business car insurance can help. You can get cover from 1 hour to 28 days, the quote process is online and available through our website!

Yes, you can obtain short term business cover for one day.

Temporary business car insurance can be beneficial depending on the nature of your work and usage of cars. A temporary car insurance policy can provide coverage beyond your annual insurance policy.

This additional insurance means that you may be adequately protected in circumstances where your regular policy may not suffice. Please check your policy to ensure business use is covered.

With a Jaunt car temporary insurance policy you will be covered for business use but please check your policy to ensure the cover is right for you. ​ 

Once you have obtained the vehicle owners permission you will need to answer a few questions about you, your driving history, the vehicle that you want to insure and how long you want cover for.

Once you have provided this information and providing you meet the eligibility criteria you will be given a quote. If you accept and pay, your insurance will begin from the start date and time you specified. It really is as simple as that.

Choosing between a separate temporary business car insurance policy and adding business use to your annual policy depends on several factors, including how often you need business cover and the nature of your work-related driving.

Business use generally refers to driving a vehicle for work-related purposes that are not part of a commercial enterprise involving the vehicle itself. This includes activities such as traveling between different work sites, visiting clients, attending meetings or conferences, and other business-related travel that is outside of your regular commute.

Business use may be covered under temporary car insurance policies and is meant for occasional or short-term work driving. However, you should always check your level of cover to see whether business use will be covered under your specific policy.

Commercial use, on the other hand, involves using the vehicle as an integral part of a business operation, where the vehicle is used for commercial activities such as deliveries, courier services, carrying goods for hire or reward, or transporting passengers for payment (e.g., taxi drivers).

Please make sure when you take out a policy that you have the adequate level of cover but please be made aware that at Jaunt we do not offer coverage for commercial use.

Typically, a temporary business car insurance policy can be held for anywhere from one hour up to 28 days. This flexibility allows you to tailor the coverage precisely to your needs, whether it’s for a quick one-off business trip or a series of short-term work-related journeys.

If you require coverage beyond 28 days, you could consider an annual insurance policy, which provides continuous cover for all your business driving needs.

Sharing the driving responsibilities on a work or business trip can be a great way to reduce fatigue and make long journeys more manageable. However, when it comes to temporary business car insurance, it’s important to understand the rules around additional drivers.

Most temporary business car insurance policies cover only the policy holder on the policy. This means that if you plan to share driving duties with a colleague or another person, each driver will usually need to have their own temporary business car insurance policy. This ensures that every driver is legally covered while behind the wheel during the business trip.