Hourly car insurance

Hourly car insurance is a nifty little option that lets you insure your wheels for as little as an hour, up to 28 days. A few ways that hourly car insurance may prove to be helpful are:

• Perfect for those last-minute road trips to surprise your friend or partner

• Bridging the gap between one annual policy ending, and another beginning

• Borrowing your parent’s car to get to that music event you totally remembered this coming weekend 

• Driving your new car back from the dealership 

• Taking turns driving your friend’s car on a long road trip

Head to our website, pick your policy length, fill in our online get-a-quote process and voila! Your temporary car insurance documents will be sent straight to your account once you have purchased and agreed to your new policy. 

You will be covered under the insurance policy for the length of time that you’ve specified. You are able to extend your temporary car insurance at any time, all you need to do is contact our customer service team. 

Hourly car insurance works in the same way as regular car insurance just on an hourly basis. Make sure to review all of your policy documents, what you’re covered for (and what you may not be covered for depending on the policy you’ve chosen), and get in touch with our customer service team if anything doesn’t make sense before you’ve agreed to your policy.

Hourly car insurance typically offers full coverage, safeguarding you against vehicle damage, third-party mishaps, and injuries. Other policy inclusions* include: 

• Loss of or damage to the car

• Legal costs

• Child seat cover

• EU cover

• Replacement locks

*Cover varies depending on the policy holder’s specific agreement and coverage

Yes, you can! However, this will depend on the type of business you are looking to conduct. For more information, please contact our customer service team by clicking the link.

Hourly car insurance can be a great option for business use, especially if you need to drive for work-related tasks occasionally. Whether it’s attending a last-minute meeting, delivering important documents, or running errands for your business, having the flexibility of hourly insurance means you can get coverage precisely when you need it.

No, hourly car insurance won’t affect your No Claims Bonus. These short-term policies are separate from your yearly policy, so your NCB stays safe and sound. 

Eligibility requirements for temporary car insurance purchased through us here at Jaunt:

• Age: You’ll need a valid UK driving licence and to be a resident of the UK. At Jaunt you will need to meet our minimum age requirements to be eligible for short-term car insurance.

• Driving history: A clean driving record is ideal, but don’t worry if you’ve had a minor slip-up – you may still be able to receive cover. It’s also important to ensure that your details are correctly updated in the Motor Insurance Database (MID) to avoid any compliance issues.

• Your car: The car you’re insuring plays a role too. Standard cars are typically covered, but if you’re seeking coverage for a highly modified car or a classic car, you may need to get in contact with us to discuss your options.

• How you intend to use your car: If you plan to use your car for work purposes, this will need to be detailed in your quote before taking our a policy through our platform. Some business uses may not be covered in your policy, for more information please visit our FAQ section or contact us via phone or email.

Once you purchase your temporary insurance policy, you’ll receive a confirmation email containing all the essential details, including the exact expiration date and time. Keep this email handy as it serves as your official proof of coverage and provides a clear record of your insurance period.

An hourly car insurance policy is like having a trusty sidekick ready to jump in when you need it for short trips, or that event you need to go to on the weekend that you completely forgot about! 

Here’s why this flexible option may be a good option for you:

• Pay only for what you need: Why pay for a full day when you only need an hour? It’s like ordering a single slice instead of the whole pizza.

• Easy setup: It’s all online and can be managed through your account on our website.

• Doesn’t interrupt existing policies: Keep your existing insurance untouched. Hourly coverage is like a separate adventure that doesn’t affect your main plan. For example, if you need to get to a concert on the weekend and don’t have your own car, you can take out a temporary car insurance policy through us, here at Jaunt, and your parent’s main policy won’t be affected!

In a nutshell, hourly car insurance is all about flexibility and freedom, letting you hit the road without needing to commit to an annual policy agreement.

Hourly car insurance may come in handy for those “oops” moments when you need quick cover, whether you’re nipping out in someone else’s car, taking a spontaneous road trip with your friends, or helping out with a family member who may not be able to drive themselves.

Picture this: You’re in a new city, need to drive a rental for a few hours, or borrowing a friend’s car, but don’t fancy paying for a full day’s insurance.

It might also be able to provide cover for bridging those gaps between policies, for example, if your previous annual policy has come to an end but you still need to drive your car to work tomorrow before pay-day; you can take out a temporary car insurance policy to cover you until you’re able to take out a year-long car insurance policy.

Getting a one-hour temporary car insurance quote is a doddle these days. Here’s a simple guide to help you cover your car on a temporary basis:

• Round up your info: Before you dive in, make sure you’ve got all your information ready. This means your UK driving licence, personal details, and info about the car you want to insure. Oh, and if you’re planning to use the car for work, make sure to let us know as well.

• Fill in the form: Pop your details into the online form. You’ll need to include information about your driving history, the car’s registration number, and how long you need the insurance for.

• Check out your quote: Once you receive your quote, make sure to check it over and contact our customer service team if you’re unsure of anything! If you’re happy with the quote provided, you can proceed with payment.

• Access your policy documentation: After you’ve paid, you’ll get your insurance certificate in your account. Keep it handy as proof you’re covered.